Automate Expense Tracking — Connect Your Bank, Categorize Instantly
Build an AI-powered expense tracker that connects to your bank accounts via Plaid, automatically categorizes every transaction, and generates clean reports — all without spreadsheets or manual data entry.
adaptiveI can automate that. Let me connect your accounts through Plaid so transactions flow in automatically. Your credentials are encrypted end-to-end — Adaptive never sees them.
Plaid Bank Connection
3 accounts linked · 847 transactions synced
Got it. I've set up your custom categories and processed your last 30 days of transactions. Here's how I categorized them — correct anything that looks off and I'll learn from it.
Expense Categorization Report
847 transactions · 12 categories · 98.4% auto-classified
Done. Weekly expense summaries will be saved to your Google Drive every Monday morning, and you'll get a Gmail notification for any transaction over $75 that's missing a receipt.
Google Drive — Weekly reports enabled
Mondays at 8 AM · /Expenses/2026/
How to set up automatic expense tracking with Adaptive
Connect your bank accounts
Link your checking, savings, or credit card accounts through Plaid. Bank-level encryption keeps your credentials secure. Adaptive never stores your login information.
Describe your expense categories
Tell Adaptive how you categorize expenses in plain English. For example: "Separate business meals from personal dining. Tag anything from AWS or Google as software costs."
Review AI categorizations
Adaptive processes your recent transactions and shows you how it categorized each one. Correct anything that looks off — the AI learns from your feedback and improves over time.
Enable reports and alerts
Set up weekly or monthly expense reports delivered to Google Drive. Turn on receipt reminders for transactions above your threshold. Monitor spending in real time from your dashboard.
Everything you need to track expenses automatically
Secure bank connection via Plaid
Connect checking, savings, and credit card accounts through Plaid's bank-level encryption. The same trusted infrastructure behind Venmo, Robinhood, and major financial apps.
AI-powered categorization
Every transaction is automatically classified into the right expense category — meals, travel, software, office supplies, and more. The AI learns from your corrections.
Automatic expense reports
Generate clean, categorized expense reports on a weekly or monthly schedule. Reports are saved to Google Drive automatically, ready for your accountant.
Receipt reminders via email
Get Gmail notifications for transactions over your threshold that are missing receipts. Never scramble for missing documentation at tax time again.
Multi-account support
Track expenses across multiple bank accounts and credit cards in one unified dashboard. See your complete spending picture in one place.
No code required
Set up everything by describing what you need in plain English. No spreadsheet formulas, no accounting software training, no developer required.
Frequently asked questions
Common questions about expense tracking.
Adaptive connects to your bank accounts through Plaid and uses AI to categorize every transaction automatically. The system analyzes the merchant name, transaction amount, and your past spending patterns to assign categories like meals, travel, software, and office supplies. You can customize categories and correct the AI — it learns from your feedback and becomes more accurate over time.
The most efficient approach is to connect your bank accounts to an AI-powered expense tracker that categorizes transactions in real time. Adaptive does this through Plaid, so every purchase appears in your dashboard within minutes. No manual data entry, no CSV downloads, and no end-of-month reconciliation. The system generates categorized reports automatically on whatever schedule you choose.
Yes. Adaptive uses Plaid to connect your bank accounts through a simple, secure flow — the same process you would use to link an account in Venmo or Cash App. You select your bank, log in, and choose which accounts to track. No API keys, no developer, and no technical setup required. The entire process takes about two minutes.
With Adaptive, you connect your bank accounts and set a reporting schedule — weekly, biweekly, or monthly. The system automatically generates a clean expense report broken down by category, with totals and spending trends. Reports are saved to Google Drive so they are ready for your accountant, your manager, or your own records. You can also generate one-off reports for any date range.
Adaptive is a no-code tool that connects to your bank accounts through Plaid and uses AI to categorize every transaction automatically. Unlike manual spreadsheets or basic accounting software, Adaptive learns your preferences over time. You describe your categories in plain English — for example, "tag anything from AWS or Vercel as software costs" — and the AI applies those rules to every new transaction.
Adaptive uses Plaid for all bank connections. Plaid is the same secure infrastructure used by Venmo, Robinhood, Coinbase, and thousands of other financial applications. Your bank login credentials are encrypted and handled entirely by Plaid — Adaptive never sees or stores them. All data is transmitted over bank-level TLS encryption, and Plaid is SOC 2 Type II compliant.
Ready to try it?
Describe what you need in plain English. Adaptive builds it for you in minutes — no code, no consultants, no waiting.
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